My name is Kenneth. I had some default records in the credit bureau report many years ago and hence was not able to get any new loans from the banks, even though the loans have been fully repaid in 2018.
I was told that the defaulted records will remain in the credit bureau report for 2 yrs. However, I was being rejected times and again by all the banks. A small amount of $500 credit card is not approved either.
Some people did advised me the need to build up the credit bureau ratings but i wasn’t even approved for the smallest credit limit of $500.
I’ve already exhausted all my options and turned to licensed money lenders for loans, and the amount has snowballed due to high interest and late fees and late interest.
As I’m not eligible for debt consolidation, hence seeking some help over here, via crowd funding. Hope to get over a new life and not be stressed with the debts on every sleepless night. After I’ve put up with the crowd funding campaign, I realized that a greater challenge lies ahead.
How do I share the campaign link to the general public?
It came to my knowledge that we are supposed to share the links to our friends, relatives, families, colleagues etc. This is what I’ve already tried and whom i have approached, long before taking up loan with the licensed money lenders.
Hence I’ve did some research and had tried to post on both Telegram and Reddit.
For Telegram, we are not allowed to post any URLs.
As for Reddit, I was informed that personal fund raising is also not allowed. So here I am, in this crowdfunding PR, hoping the Free Press Release would be able to help me to promote my crowdfunding campaign, in order for me to start a new life.
